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Highly Rated & Trusted

Mortgage broker serving Metro Detroit and Greater Michigan

With Fortress Home Mortgage, you can benefit from super low rates, reduced fees, fast turn times, and no application fees!

Your path to homeownership starts here

Whether you’re buying your first home or upgrading your dream property, our purchase mortgage options make the process simple and straightforward.

Purchasing

Begin your homebuying journey with our purchasing and pre-qualification options, designed to help you find the right mortgage with ease and confidence.

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Refinancing

Explore refinancing options to lower your rate, reduce monthly payments, or access your home’s equity with a straightforward and efficient process.

Start application

Renovating

Finance your home improvement projects with renovation loans tailored to help you enhance your space and increase your property’s value.

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Need assistance?

With competitive rates and personalized support, we’re here to help you secure the financing you need to turn your homeownership dreams into reality. View FAQs | Get in touch

We expedite the mortgage process

We offer fast 10-day turn times. Start your application with us today and see how we can simplify your mortgage processs.

1
Initial consultation meeting

Your loan application begins with clear communications from the outset.

2
Application day 1

Apply online with our easy to use paperless application.

3
9 day underwriting period

Your loan application is run through our automated underwriting engine.

4
Clear to close in 10 days

Finally, you will receive those magic words. Clear To Close!

Fortress, your highly rated, local mortgage broker.

Established in 2006 in Royal Oak, MI, Fortress Home Mortgage offers expert mortgage financing across metro Detroit and Michigan. We provide a wide range of loan options, including Fannie Mae, Freddie Mac, FHA, and VA loans.

About us
Purchase Money Mortgage. Fortress Home Mortgage.

Why we’re the right choice for your mortgage needs.

We specialize in fast, efficient mortgage solutions with 10-day turn times, reduced fees, and no application costs. Our streamlined process ensures you get the support you need, when you need it, without any hassle.

  • Local mortgage broker that provides one to one service.
  • Strong communication is the bedrock of our success.
  • Our turn times, rates, and closing costs are better.
  • We solve and simplify the complicated loan requests.
  • We shop our lender network for the best mortgages.
80+ 5* Reviews

We've help secure thousands of mortgages

Our mortgage broker services significantly benefit homebuyers throughout Metro Detroit and greater Michigan

David M. profile picture
David M.
2 months ago
John Sarkisian made the financial side of buying my first home incredibly smooth. The process felt daunting at first, but John brought great energy and wiped away all the stress. He took the time to explain everything clearly, laid out my options transparently, and made sure I felt confident at every step. He was highly responsive, proactive, and genuinely invested in getting the best outcome. John pairs top-tier expertise with great client care, and I highly recommend him.
Danielle W. profile picture
Danielle W.
2 months ago
I recently contacted Fortress Home Mortgage looking for guidance on preparing myself for future home ownership. Although I am not ready to apply for a mortgage today, the representative I spoke with, John, took the time to answer my questions, explain the process, and provide a realistic road map for what I need to focus on moving forward.

What impressed me most was the honesty and professionalism. There was no pressure, no sales pitch, and no attempt to rush me into something I wasn't ready for. Instead, I received practical advice about improving my credit, building savings, and positioning myself for success in the future.

As a small business owner, I understand the value of investing time in people before there is an immediate return. I truly appreciated the patience, transparency, and encouragement I received during our conversation. I left feeling informed, empowered, and much more confident about my next steps.

If you're looking for a company that provides honest guidance and takes the time to educate potential future homeowners, I highly recommend Fortress Home Mortgage.

— Danielle Watts
Bethany M. profile picture
Bethany M.
3 months ago
John was seriously so amazing and made this process so quick and easy! I highly recommend him! This couldn't have been any easier!
evan B. profile picture
evan B.
7 months ago
John is very clearly an expert in his craft. He helped lay the blueprint for purchasing my first home and provided invaluable guidance along the way. From conversations around reducing the upfront cost, getting the best rates on the market, or consistent communication throughout the process, I am so grateful to have met John when I did. Would recommend reaching out to John to anyone even thinking of buying a home.
John worked with me from day one to get me in the house I wanted. He gave me a checklist of what he needed me to do i did it and he did everything he said he was going to do when he said it was going to be done. John was very transparent with me at times when I needed it and made this transaction very easy, simple, and enjoyable. I'll recommend John to my family and friends in the future. I'll use him again if i ever need it. Great guy with professional work ethic. I really enjoyed this experience. God bless you and your company.
Kirk W. profile picture
Kirk W.
9 months ago
John has helped us out a couple of times now. Always on the ball with quick and easy communication with deals that could not be beat.
Perry N. profile picture
Perry N.
10 months ago
John helped me refinance our mortgage to help us get a rate we were very happy with. The entire process was so quick and he was very communicative and transparent throughout the entire time.

We have a VA loan and I would absolutely recommend him to any veterans or non-vets out there!
Adrienne D. profile picture
Adrienne D.
1 year ago
My experience with Fortress Home Mortgage has been nothing short of excellent! Both professional and communicative, John takes the time to understand individual client needs, explain each step of the process, and provide multiple options to obtain the best possible result. Not only is he knowledgeable and thorough, but John also truly cares about the clients that he works with. I highly recommend Fortress Home Mortgage for your mortgage financing needs!
Joyce N. profile picture
Joyce N.
2 years ago
I HIGHLY RECOMMEND Fortress Mortgage!! John is extremely helpful, thorough and dedicated to client success. John's communication is exceptional. He does what it takes to keep the loan process moving along smoothly and even goes above and beyond. I am proud to say that I am a repeat client and will continue to seek out Fortress Mortgage for any future mortgage needs. Choose Fortress Mortgage for your mortgage financing services. You will be glad you did. I certainly am!!

10/14/2025: Additional review. Fortress Mortgage goes above and beyond to get the job done! We had some technical issues that was preventing the transaction to proceed. John stayed on top of the issue, escalating the issue with several involved parties to get resolution. Issue was resolved quickly and our transaction proceeded. John's professionalism, communication and get it done attitude is TOP TIER!! We will continue to choose Fortress Mortgage and John Sarkisian for our mortgage needs.
Leah H. profile picture
Leah H.
2 years ago
Fortress Home Mortgage has been excellent to work with. John went above and beyond for me! As a small business owner, I was anxious about the difficulties that may arise when applying for a mortgage loan. Johns underwriting process covered all my bases and helped me secure the home of my dreams. He was very personable, patient, and extremely helpful each step of the way! He even referred me to an amazing realtor, I feel blessed to have had such great people in my corner. Thanks to John, we were able to close on the home VERY quickly! 10 of out 10 service. I would recommend Fortress Home Mortgage to anyone!
Megan E. profile picture
Megan E.
2 years ago
John did an excellent job preparing our documents in a timely manner! Highly recommend
Joey K. profile picture
Joey K.
3 years ago
John provides an expert and exceptional lending experience that absolutely made my overall home buying experience. He is knowledgeable, reviews every figure for accuracy and provides multiple options to help find one that suits you. I wouldn’t recommend anyone else!
Chancellor W. profile picture
Chancellor W.
3 years ago
John has been nothing short of fantastic. Always upbeat, pleasant, knowledgeable, and professional, he very clearly steered me through all the options I had available to me in securing a mortgage for my new house. He had to do more legwork after some options fell through, but he just kept plugging away. You will receive nothing short of excellent service and I sincerely cannot recommend Fortress Home Mortage high enough. At some point I will want to refinance and I'm definitely calling John.
Alessandra F. profile picture
Alessandra F.
4 years ago
We had a fantastic experience working with John from Fortress Home Mortgage as a first-time homebuyer! John was always in close communication throughout every step of the process and was responsive to any of our questions. He went out of his way to explain everything to us in detail, so we were informed about every item from start to closing. We had a few challenges with our loan throughout the way, but John worked around the clock doing everything he could to ensure it kept moving. I recommend John to anyone looking to purchase a home!
Usman A. profile picture
Usman A.
5 years ago
We had a most wonderful experience working with John at Fortress Home Mortgage and feel extremely lucky that we found him at just the right time. Not only did he get us the best possible rate with great lending terms, he did so while guiding us throughout the whole process as a first time home buyer. He kept us apprised of our application's status at all times and was very responsive whenever we had a question relating to it.
We we were short on time and John ensured that all the steps were completed as quickly as possible. His professionalism and diligently working in the best interest of his clients is greatly appreciated.
Anyone looking for a mortgage loan for a house purchase, especially if its your first home purchase and are not clear about the whole process, just pick up the phone and call John, you won't regret it!

Mortgage broker resources & tools

Explore professional resources, including our mortgage calculator and guides, designed to simplify your mortgage journey and help you make informed decisions.

Mortgage Refinance Calculator

Should you refinance your mortgage? Use this calculator to determine when you will break even on a mortgage refinance.

Mortgage Payoff Calculator

Use this calculator to understand how you can save thousands of dollars in interest by increasing your monthly mortgage payment.

Maximum Mortgage Calculator

Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.

15 vs. 30-Year Mortgage Calculator

Use this calculator to compare a 15-year to a 30-year mortgage term, and let us help you decide which term is better for you.

Mortgage Fee Worksheet

Our sample mortgage fee worksheet helps you understand potential costs and fees upfront so you can make informed decisions with confidence.

Mortgage Pro E-Book

Get instant insights on mortgage docs, affordability, credit scores, and closing costs with our Mortgage Pro E-Book.

Mortgage Calculator

Our mortgage calculator helps you estimate monthly payments and amortization schedule enabling you to plan your budget with ease.

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Office Location

1336 S. Main St.
Royal Oak
MI 4806
48067

Direct

248-542-9158

Cell

248-302-3151

Email

info@fortresshomemortgage.com

Mortgage Services

Mortgage Resources

As a premier mortgage broker servicing Michigan residents since 2006, Fortress Home Mortgage has the tools and first hand experience to accommodate all borrowers.

Whether you have excellent credit or no credit, we have the programs and product knowledge to guide you to the best possible solution for your financing needs. We are a top producing originator, and always available to answer your questions.

Non-QM Lenders

Licensing

NMLS License: John R. Sarkisian (Fortress Home Mortgage)
MLO #136596 / Broker #135922

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